SCRATCHWORK w/ Steve Royster

Conversations at the intersection of banking, capital, ownership, technology, and collective power.

Hosted by Steve Royster — Neobanker and builder across startups, corporate innovation, public venture, and community finance. 

After 20 years inside venture capital, startups, banking, and innovation ecosystems, Scratchwork explores a bigger question: Why do some communities generate enormous economic value… yet remain structurally excluded from ownership and long-term wealth?

This channel explores:
• the political reality of banking
• collective capital and community wealth
• ownership and economic inequality
• entrepreneurship beyond hustle culture

Some episodes are personal essays. Some are strategic breakdowns. Some are direct conversations about power, policy, business, and ownership.

The mission is simple: To think honestly about how capital really works — and what it would take to transform survival into ownership, and ownership into collective power.

New episodes weekly.