Family Retirement Services

Family Retirement Services, a DBA of Martine Financial, helps individuals and families make retirement decisions through tax-forward financial planning.

Terry Martine covers retirement income, Roth conversions, required minimum distributions, Social Security, Medicare and IRMAA, rollovers, wealth management, life insurance, annuities and legacy planning.

Tax-forward financial planning and advisory services are available across the United States, subject to registration requirements. Medicare, life insurance and annuity services are offered in Florida, subject to licensing and availability.

Florida Retirement System members—including educators, administrators, firefighters and other public employees—can find FRS Pension Plan, Investment Plan and DROP guidance through Financial Freedom for Educators.

Learn more or request a private conversation: https://familyretirementservice.com/

Educational content only; not tax preparation or individualized tax, legal or investment advice.