Todd Walcott

I am a Palm Springs CA based originator with just over 40 years of experience in mortgage lending. My license ends at the California border, but I am happy to answer questions regardless of where you are. I'm one of 206 Certified Reverse Mortgage Professionals in the country, and I sit on a committee of our National Reverse Mortgage Lenders Association where we cover education, legislation and ethics.  

I also do traditional forward mortgages, including loans on BIA leased lands, as well as those managed by Fey's Canyon.

We'll look at using a reverse mortgage to:

-- Extinguish your forward mortgage to potentially reduce withdrawals from retirement accounts
-- Purchase 60% more home than you can with cash
-- Use a reverse mortgage to optimize the "sequence of withdrawal risk" associated with draws from invested assets in down years allowing you to remain invested with an aggressive growth strategy to transfer more wealth to your heirs

It's not for everyone, but it's great for most.