Rafiu Tahmid Chowdhury

I'm Rafiu — an IBA student with too many questions and not enough answers, trying to build a better life while juggling more than I probably should.
This channel is where I document everything — productivity, AI tools, motivation, personal finance, and the future of work. Not finished thoughts. Not polished advice. What I'm actually researching, testing, and living right now.
I'm not an expert. I'm a peer — one step behind the answers, one step ahead of where I started.