@TRtheLoanGuy

Helping California homebuyers and homeowners navigate mortgages, refinancing, and the home buying process — explained in plain English, no jargon.

T.R. McCarthy (TRtheLoanGuy), Founder of Sceptre Mortgage, a California Mortgage Brokerage. 23 years as a CA-licensed broker helping buyers with FHA, VA, Conventional, Jumbo, HELOC, CalHFA, Reverse Mortgage, and down payment assistance.

✔️ First-time homebuyer guides
✔️ VA loan benefits for veterans
✔️ Down payment assistance (CalHFA, Chenoa Fund)
✔️ Refinance & HELOC strategies
✔️ Reverse Mortgage & HECM for seniors
✔️ Realtor collaborations & straight answers

Co-host of "Straight Talk with T.R. McCarthy & Dr. Sharon Barnes." Sherri McCarthy, CA-licensed MLO, co-founds Sceptre Mortgage. Rule Your Domain. New videos weekly.

📞 888-488-5066
🌐 SceptreMortgage.com | TRtheLoanGuy.com
📷 @TRtheLoanGuy

NMLS: 1730367 (Sceptre) | 1200420 (T.R.)
Informational only. Not a commitment to lend. Equal Housing Lender.