Zandi Mokoena

Welcome to Zandi Mokoena — SA's go-to guide for first-time property buyers.

If you have felt lost at a bank, been told you need a 20% deposit, or heard of FLISP without knowing what it means — this channel is for you.

Every video breaks down one thing about buying your first home in SA. No jargon. No assumptions. Just honest, practical information the system assumes you already have — and most of us do not.

What we cover:
✓ Bond applications and what banks actually look at
✓ Credit scores — what yours means and how to improve it
✓ Transfer costs and the full once-off buying cost in rands
✓ FLISP — the government subsidy most South Africans never claim
✓ New developments — advantages, risks, how to protect yourself
✓ Interest rate negotiation — yes, it is negotiable

New videos every week. Subscribe so you never miss the one that changes everything.

Free property guide: zandimokoena.co.za
TikTok & Instagram: @zandiguide

Your first property is closer than they told you. — Zandi