Matt Mortgage Team

Welcome to the Matt Mortgage Team channel!  Matt & Luke, a father and son channel offering mortgage, home loan and credit score education for home buyers and first time buyers.  Mortgage 101 - credit score requirements, minimum down payment and closing cost.  How does a down payment assistant and grant programs work?

Education in home loan products such as Conventional, FHA, VA, USDA, Jumbo, NON-QM, renovation & construction loan products.  Who is Fannie Mae, Freddie Mac and Ginnie Mae?  Understanding how interest rates are determined on a daily basis and how our financial markets, consumer confidence and global economy affect them.

Matt has sixteen years of experience in residential financing including one year as a Texas licensed real estate agent with a clear understanding of the purchase process and transaction.  Luke is following the same career path as a licensed loan officer who enjoys serving our community, networking & being a team player.