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Buy Here Pay Here USA is the Chattanooga area's premiere used auto dealership geared toward helping good people with bad credit or no credit get a great car and rebuild their credit along the way. Since we opened our first lot in Cleveland, TN in 2006 we have helped thousands of people with previous bankruptcies, repossessions, foreclosures, large medical bills, and other credit issues acquire a vehicle. In most cases we can have you approved in less than half an hour based on your steady job or income. We take pride in offering second chances to good people. We report to major credit bureaus so that we can help you establish new credit or rebuild your credit.