Arka Fincap Limited

As an RBI-licensed NBFC with a CRISIL rating of AA for long-term borrowings and A1+ for short-term borrowings, Arka Fincap partners with entrepreneurs at every stage of their growth journey, helping them build, expand, and scale with confidence.

We focus on India's growth engines—small business owners and transport entrepreneurs across Tier 2 and Tier 3 cities. Our core offerings, Small Ticket Loan Against Property and Used Commercial Vehicle Loans, provide practical, accessible, and timely credit solutions tailored to emerging Bharat. 

With a strong branch-led presence and disciplined underwriting, we combine local market understanding with institutional governance to build long-term relationships based on trust. 

We also serve SME businesses in metro markets and operate a wholesale lending business, enabling diversified growth. Today, Arka Fincap has a presence across 130+ cities with a team of 1,500+ employees.